Mutual funds offer a pooled investment portfolio maintained in accordance with a set of fund objectives.

Mutual funds are a type of pooled investment vehicle where shareholders invest their money by purchasing shares in the fund. Speak to our Securities Brokerage Team to receive personalised recommendations on popular investment disciplines, including asset allocation, dollar cost averaging and target date investing.

Mutual funds, money market funds, and exchange-traded funds are sold by prospectus. 

Please consider the investment objectives, risks, charges and expenses carefully before investing. Additionally, take the time to read the prospectus carefully, as it contains this and other information.

Why choose mutual funds?

• Professionally managed assets

Your fund will be operated by money managers, who maintain your portfolio in accordance with the fund’s investment objectives.

• Supports different investment strategies

Schedule a review with an HSBC Wealth Relationship Manager to receive personalised recommendations that are suitable and in your best interest.

• Offers access to a wide range of funds

Explore the suite of HSBC funds and get financial advice when choosing from a broad selection of third-party mutual funds.

Popular investment strategies

• Asset allocation

A disciplined approach to long-term investing, designed to seek consistent exposure to markets. This approach does not guarantee a profit or protect against a loss. It also cannot eliminate the risk of fluctuating prices and uncertain returns. However, it may be used in an effort to manage risk and enhance returns.

• Dollar cost averaging

A strategy in which securities, typically mutual funds, are purchased in fixed dollar amounts at regular intervals, regardless of what direction the market is moving. While this method doesn’t guarantee against losses, over time, this can help to reduce the average cost of acquired shares.

• Target date (“life cycle”) investing

Investors choose a fund with a specified target date near a personal need or goal (such as retirement) for which they will need to access their invested funds. Though target date investing does not protect against loss of principal, the fund’s risk exposure is gradually reduced as the target date draws nearer to prepare for the approaching liquidity needs.

Things to know

Who can invest?

While there isn’t any eligibility to apply, there are risks associated with investing, and you may experience losses or returns. 

Ready to invest in mutual funds?

Contact our Securities Brokerage Team at 626-9200.