The mortgage process can seem complex, but at Capita Financial, we’re here to guide you every step of the way.
The Mortgage Process
- Pre-Approval: Determine how much you can borrow before you start house hunting.
- House Hunting: Find the right property within your budget.
- Mortgage Application: Submit your formal mortgage application with all required documentation.
- Property Appraisal: We’ll arrange for an appraisal to confirm the property’s value.
- Underwriting: Our team reviews your application and makes a final decision.
- Closing: Sign the final paperwork and receive the keys to your new home.
Required Documentation
- Proof of income (pay stubs, tax returns)
- Employment verification
- Credit history
- Bank statements
- Identification documents
- Property information
Contact our mortgage specialists today to start your mortgage application or to learn more about the process.
