Commercial Business Working Capital Loans

CAPITA Financial’s Commercial Working Capital Loans provide flexible lines of credit and financing options to help established businesses manage day-to-day cash flow, unexpected costs, and seasonal fluctuations.
Commercial Business Working Capital Loan

Financing solutions that help fit your unique business objectives

If your business runs into unexpected expenses, a credit line can help ensure your day-to-day operations continue without interruption.

A Line of Credit Is Commonly Used For:

We know the pressures of operating a business. And having access to working capital is key. We offer loan options and lines of credit, you may need to help you navigate unexpected expenses. 

A loan might be the right option for a one-time expense, such as the purchase of business equipment, while a line of credit offers flexibility to help tackle gaps in cash flow or a sudden need to grow your business. Whatever your credit and financing needs may be, CAPITA offers term loans, equipment loans, business lines of credit, commercial cards, and more.

Eligibility Requirements:

  • Small and Medium Entrepreneurs who already have an established business.
  • Businesses have been operational for a minimum of two years or twenty-four (24) months.
  • SMEs, Individuals, Self-employed Professionals and Companies.

Key Benefits:

  • Improved cash flow: Avoid delays in meeting financial obligations.
  • Business continuity: Handle unexpected expenses without disrupting operations.
  • Seasonal flexibility: Manage cash flow during peak or off-peak seasons.

What Else Do You Need to Know?

At a minimum, we require the following:

  1. Invoices/estimates for inventory
  2. Rental agreements to show rent deposit or rental arrears
  3. Estimate of wages to be paid
  4. Cash Flow Projections

Ready to get started?

Call us at 1-758-451-5622

Email us at st.lucia@capitacaribbean.com

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