Why get business travel insurance?
Get travel cover that provides security and peace of mind for your employees. If you are a company with employees who travel frequently for work (regional or international), an executive, consultant, contractor, or sales staff on overseas assignments; or an organization hosting or attending conferences, training, or client meetings abroad.
Business Travel Insurance explained
Travel Insurance provides cover for emergency medical treatment while you are in another country for periods as little as five (5) days up to a year. With multiple coverage options, travel insurance may also include coverage for travel delay, lost luggage as well as trip cancellation.
What does it cover?
– Medical Coverage Abroad
- Emergency medical expenses if an employee falls ill or is injured during a work trip.
- Medical evacuation or repatriation if treatment is not available locally.
– Trip Cancellation & Curtailment
- Covers costs if a trip is cancelled or cut short due to unforeseen circumstances (illness, accidents, natural disasters, political unrest, etc.).
– Lost or Delayed Baggage & Equipment
- Protection for personal belongings as well as company equipment such as laptops, phones, or presentation materials.
– Flight Delays & Missed Connections
- Reimbursement for additional accommodation, meals, or transport expenses if business schedules are disrupted.
– Personal Liability
- Coverage if the traveler is held legally responsible for injury or damage caused to others while abroad.
– Accidental Death & Disability Benefits
- Lump sum payment to the employee or their family in case of a serious accident while on business travel.
Why Choose CIB?
– Access to Multiple Carriers
CIB is not tied to a single insurer – we can shop across a wide range to find policies that fit your specific needs and budget.
– Tailored, Personalized Coverage
Rather than cookie-cutter policies, CIB takes time to understand your situation—whether that’s for your home, business, or auto—so coverage aligns precisely with your needs.
– Advocacy and Claims Support
If you need to file a claim or resolve a dispute, CIB acts as your advocate and guide you through the process.
– Expert Advice and Guidance
Our skilled and experienced team explains complex policy language in plain English and help you navigate coverage options with confidence.
– Ongoing Service and Long-Term Support
This includes regular policy reviews, updates as your needs change, and responsiveness when you need help—rather than a one-time sale.