Why get commercial auto insurance?
Whether your business has a single utility van or a fleet of trucks, you need a customized commercial auto insurance policy based on your unique needs
Commercial property insurance explained
Commercial auto insurance, also known as commercial vehicle insurance or business auto insurance, provides coverage for vehicles such as cars, trucks, vans, and trailers used for business purposes. Any vehicle that is used to transport materials, tools and equipment, packaged goods or people should have a commercial auto policy.
What does it cover?
- Vehicle Damage Cover – protects against loss or damage due to accidents, theft, vandalism, or natural disasters.
- Third-Party Liability – covers injury or property damage caused to others by your vehicle.
- Goods in Transit (optional) – covers goods being transported in case of theft, loss, or damage.
- Passenger Liability – protects against claims from passengers in case of injury during a trip.
- Fleet Insurance (for multiple vehicles) – a single policy to cover all company-owned vehicles, from cars to trucks.
- Legal Expenses – covers legal costs related to accidents or disputes.
Why Choose CIB?
– Access to Multiple Carriers
CIB is not tied to a single insurer – we can shop across a wide range to find policies that fit your specific needs and budget.
– Tailored, Personalized Coverage
Rather than cookie-cutter policies, CIB takes time to understand your situation—whether that’s for your home, business, or auto—so coverage aligns precisely with your needs.
– Advocacy and Claims Support
If you need to file a claim or resolve a dispute, CIB acts as your advocate and guide you through the process.
– Expert Advice and Guidance
Our skilled and experienced team explains complex policy language in plain English and help you navigate coverage options with confidence.
– Ongoing Service and Long-Term Support
This includes regular policy reviews, updates as your needs change, and responsiveness when you need help—rather than a one-time sale.