Why Get Health Insurance?
You might not be able to buy health and happiness, but enrolling in a health insurance plan can give you the peace of mind that promotes both.
In addition to protecting against the cost of medical emergencies, health insurance works to keep you healthy with the inclusion of coverage for preventative care.
Usually, when we think about the importance of health insurance, our mind often goes to the worst-case scenario however by utilizing the preventative care cover on a health insurance plan you are able to catch illnesses, long before they become life-threatening or financially devastating. And in the case where they do become a financial burden your health insurance plan will be there to safe guard your pockets.
Health insurance is an important element in a well-rounded financial plan; it serves as a financial safety net, providing monetary support to policyholders in time of need.
Health insurance is a crucial investment in today’s world, where medical costs are on the rise, and healthcare is becoming expensive.
Insurance Explained
Health insurance is a type of insurance that provides financial coverage for medical expenses. It is a contract between the insured person and the insurance company, where the insured person pays a premium in exchange for the promise of the insurance company to cover the medical expenses they incur.
What does it cover?
- Health insurance is an umbrella term; there are different kinds of health insurance products to cover different kinds of healthcare needs.
- Medical insurance covers preventative care, prescription medication, doctor visits, hospitalization, pregnancy, surgical procedures and diagnostic tests & Imaging.
- Dental insurance covers your oral health and usually includes regular cleanings and things like bite wing x-rays.
- Vision insurance covers your eyes’ health and can include coverage for glasses or contacts.