Why Get Travel Insurance?
Can you afford to cancel and rebook your trip? Is your trip refundable? Does your health insurance cover you abroad? If you answer no to one or both of these questions then, you should consider travel insurance. Whether you are traveling for business or leisure, travel insurance can help give you peace of mind so that you can travel with confidence.
Insurance Explained
Travel insurance is an insurance policy that you purchase that protects you from certain financial risks and losses that can occur while traveling. These losses can be negligible, like a delayed suitcase, or substantial, like a last-minute trip cancellation or a medical emergency overseas. Once you have purchased a travel policy before your trip, should something to wrong, for example you are ill and your doctor recommend that you cancel this trip, your airline may not refund you but with your travel policy you are able to submit a claim to be reimbursed. Without travel insurance, you would have lost the money you spent on your vacation.
What does it cover?
- Lost or Damaged Luggage: Covers the cost of lost, stolen, or damaged personal items, including baggage.
- Medical emergencies & Transportation: Pays for unexpected medical and dental treatments, including emergency care, hospital stays and transportation to another medical facility while traveling.
- Trip cancellation, delay or interruption: Reimburses you for non-refundable prepaid expenses if you must cancel your trip for a covered reason, or covers costs if you have to leave your trip early.
- Delays & Missed Connections: Provides coverage for expenses incurred due to significant delays or missed connections that are beyond your control.