Saving vs Investing
Saving is a way of storing your money until you need it. Whereas investing is about putting your money to work for you – and with this comes more risk What is saving? Saving is setting aside some of your money for future use, rather than spending it. You can add to your savings in one-off […]
Understanding Investment Risk
Everyone knows investing in the stock market can be risky, but is it worth it for the potential rewards? Although investing involves risk, not all risks are equal. The key to successful long-term investing is understanding the risks and rewards involved. You can then determine the appropriate amount of risk for you and your financial goals. If you’re new to investing, this may […]
What are Mutual Funds?
Mutual funds offer a pooled investment portfolio maintained in accordance with a set of fund objectives. Mutual funds are a type of pooled investment vehicle where shareholders invest their money by purchasing shares in the fund. Speak to our Securities Brokerage Team to receive personalised recommendations on popular investment disciplines, including asset allocation, dollar cost […]
When Is It A Good Time To Invest?
If you’re planning to invest for the long term, it may not matter what the markets are doing today. Here are a few things to consider when deciding whether to invest. It’s about time, not timing There’s a misconception that investing is about trying to time the market. This means buying when prices are low […]
How To Save For A House Deposit
Saving for a home is exciting, but given how much you may need for a deposit, it can also be challenging. Here are some tips to build your savings quickly: Analysing your spending habits can help you manage your money. You’ll be able to see if you’re overpaying for anything, and discover ways you could potentially […]
How To Set Long-Term Financial Goals
Whether you’re looking to buy your own place, retire comfortably, or take a trip of a lifetime, setting long-term financial goals can help you succeed. But when budgets are stretched and bills need paying, putting money aside for the future is easier said than done – and is often the last thing on our minds. […]
Equipment Acquisition Loan
CAPITA’s Small Business Equipment Acquisition Loan gives established small- or medium-sized businesses up to 90% financing (including taxes and installation) to purchase, install or upgrade essential equipment whether new or used, with repayment terms up to seven years, helping preserve working capital and smooth cash flow.
Working Capital Loans
CAPITA’s Small Business Working Capital Loans give established businesses flexible access to term loans or lines of credit to keep operations running smoothly when cash flow is tight or unexpected expenses arise.
Commercial Business Commercial Mortgage
Flexible financing for acquiring, developing, or refinancing commercial real estate to help your business grow and invest in property.
Commercial Business Equipment Acquisition Loan
Finance to buy new or used equipment that your business needs without putting additional strain on working capital Running a business without the right tools is difficult. Whether it’s new manufacturing equipment for your commercial business, medical equipment for your practice, or farming machinery for your agricultural operation, we have the solutions you need to […]