Deposits

CAPITA FINANCIAL Term Deposits are a low risk investment that delivers a fixed rate of interest over a fixed investment period. If you need a regular income from your deposit and don’t need immediate access to your funds, then a CAPITA FINANCIAL Term Deposit could be an ideal solution for you.

Features

Interest rateWe offer very competitive interest rates. Contact us for further details on (246) 832-1588
Fees & chargesThere are no fees.
Minimum investment amount$1,000
InterestThe interest rate your deposit earns is fixed and guaranteed for the term of the investment.
Interest payment frequencyInterest payments can be paid – quarterly, semi-annually, yearly or payment at maturity.
What happens at maturity?At maturity you can: Automatically re-invest your deposit for another term. Add extra funds, withdraw all or a portion of the funds
Early access to term depositsFunds can be accessed before maturity, however at CAPITA’s discretion, you may incur an early withdrawal penalty.
Seniors’ privilegeSenior Citizens can earn bonus interest of 0.25% on Term Deposits.
Investments over $100,000The interest rate available on investments over $2,000,000 is negotiable.

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