Mortgages
Building your homeownership dreams, Today.
From application to closing, we’re with you together, every step of the way.
Mortgage IndemnityIn an attempt to remain competitive in the face of the increased competition, many of the players in the mortgage finance industry have adopted the strategy of advertising that they would provide up to 95% and 100% mortgage financing to prospective homeowners.
A CAPITA FINANCIAL Home Equity Loan helps you achieve the things you care about. You can borrow up to 80% of the equity in your home and enjoy very competitive interest rates.
Thinking about buying your dream home? Visit our office and we will discuss the best option suited to your needs. We can pre-approve the financing that you require
Thinking of buying your own home…or acquiring a commercial property? We offer residential and commerical mortgages.
CAPITA FINANCIAL has a 100% mortgage for persons purchasing a property for the first time. This new product is targeted specifically at the lower income market.
Thinking of buying land? At CAPITA FINANCIAL we offer 100% financing for first time buyers up to $200,000.
The Smart Start Home Account is a term deposit specifically for customers saving for a down-payment on their new home. Customers with a Smart Start Home Account can also enjoy reduced mortgage rates, helping them save on interest*.
- 3 - 5 years Terms
- No monthly fees
- Flexible 3 and 5-year terms
Receive a discount on your mortgage interest rate based on the down payment saved in the Smart Start Account:
- Save 10% - Get 0.15% discount
- Save 15% - Get 0.20% discount
- Save 20% - 0.25% discount