Professional Indemnity Insurance
Why get professional indemnity insurance? Financial protection for claims alleging negligence or failure to deliver a service as promised. Protect your practice with Professional Liability Insurance Professional Indemnity insurance explained Professionals can be held legally liable for negligent acts, errors or omissions and made to provide compensation to the injured third party. The purpose of this […]
Money Insurance
Why get money insurance? In the fast-paced world of business and finance in Lesotho, securing assets is a top priority. One essential way to safeguard financial stability is through money insurance, which protects businesses from the loss of money due to various risks like theft, robbery, or accidents. This type of insurance provides a safety net, […]
Marine Insurance
Why get marine insurance? This insurance covers cargo losses or damage caused to ships, cargo vessels, terminals, and any transport in which goods are transferred or acquired between different points of origin and their final destination. Such policies can provide coverage in the event of a hurricane, accident, vandalism or theft and protects the insured […]
Employers Liability Insurance
Why get employers liability insurance? This policy indemnifies the insured against being liable to pay damages in respect of death or bodily injury sustained by any employee and occurring during the period of insurance. The accident must arrive out of and in the course of the injured person’s employment in connection with the insured’s business. […]
Directors & Officers Liability Insurance
Why get directors and officers liability insurance? Individuals serving on boards of public, private or non-profit organizations can be personally pursued for the actions of the companies they serve. Directors & Officers Liability Insurance explained Directors and Officers (D&O) Liability Insurance is a type of business insurance that protects company directors, officers, and senior executives […]
Contractors All-Risk Insurance
Why get contractors all-risk insurance? Contractors All Risk Insurance is more than a box to tick – it’s a safeguard for your business, your reputation, and your client’s project. Whether you’re a sole trader or a large contractor, having the right policy in place can make all the difference when the unexpected strikes. Contractors All […]
Commercial Property
Why get commercial property insurance? Whether you rent or own your business space, having commercial property insurance can provide financial coverage for physical loss or damage to your building, property and contents. Commercial property insurance explained Commercial property insurance is a type of business insurance that protects a company’s physical assets from risks such as […]
Commercial Personal Accident Insurance
Why get commercial personal accident? Protect your business from third-party injury and property damage claims with commercial general personal accident insurance. Commercial Personal Accident Insurance explained Commercial Personal Accident is an insurance policy that provides financial coverage for claims of third-party bodily injury and property damage caused by your business resulting from negligence or unexpected […]
Commercial Auto
Why get commercial auto insurance? Whether your business has a single utility van or a fleet of trucks, you need a customized commercial auto insurance policy based on your unique needs Commercial property insurance explained Commercial auto insurance, also known as commercial vehicle insurance or business auto insurance, provides coverage for vehicles such as cars, […]
Business Travel Insurance
Why get business travel insurance? Get travel cover that provides security and peace of mind for your employees. If you are a company with employees who travel frequently for work (regional or international), an executive, consultant, contractor, or sales staff on overseas assignments; or an organization hosting or attending conferences, training, or client meetings abroad. […]